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Welcome back to Money Elementary, Season Two! We break down the Traditional 401k, using a vivid garden analogy to illustrate its growth and the inevitable tax implications. We delve into tax brackets, 401k history, and real-life scenarios to help you understand and maximize your retirement savings. How will understanding these concepts change your financial future? […]

In this week's episode, Heidi and I, Vanessa, take you on the ULTIMATE REEEECCAAPP of the season. We dive deep into the heart of financial literacy, revisiting the personal finance foundation topics that should be ingrained in your head, like enhancing your credit score, mastering your lifestyle changes (formerly known as budgeting) techniques, and navigating

Through the maze of home-buying in “Money Elementary, Part 3: Baking Your Home Sweet Home,” we dive deep into the essentials of the home-buying process. From understanding the roles and fees of key players like realtors, lenders, and inspectors to exploring free educational resources on Eventbrite.com, we equip you with the knowledge to navigate this

In this enlightening episode of “Money Elementary,” we guide you through the intricacies of home buying in “Home Part 2: Light at the End of the Home Buying Tunnel.” We delve into the crucial steps every aspiring homeowner must take, from selecting the right realtor to understanding the financial aspects of purchasing a home. We

In today's episode 8, “Buying a House: One Size Does Not Fit All,” we dive into the complexities of purchasing a home amidst economic challenges. With rampant inflation and fluctuating interest rates, we explore how to navigate the housing market. We examine mainstream financial advice, debunk myths, and provide practical tools like Zillow for home

In this enlightening “Money Elementary” episode, “Finding the Field of Flowers,” we delve into the nuances of car buying. From initial experiences of purchasing cars as inexperienced buyers to mastering dealership negotiations, we share personal anecdotes and invaluable tips. The episode offers a candid look at the pitfalls of car buying, emphasizing the importance of

Today's episode of Money Elementary, titled 'Points, Protection, Perks: Unpacking Credit Card Benefits,' dives into maximizing credit card benefits. We discuss rewards systems that can be compared to Chuck E. Cheese's point system, offering savvy insights into reward strategies. We cover credit card comparisons, highlight zero-interest intro offers, and emphasize credit card security over debit

In Episode 5 of Money Elementary, Heidi and Vanessa delve into the intriguing realm of credit card interest rates, specifically APR, offering valuable insights and tips. Join us as we decode a credit card offer, using a thought-provoking analogy to illustrate the significance of managing your credit card balance wisely. Discover the impact of daily